Dent Pro Of Los Angeles, David GilmanPhone:310-629-8224
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Rate and Review Dent Pro Of Los Angeles

- Repair to 2012 Cadillac SRX - - Howard Fabrick - 2/27/2013 - comment
I emailed Dave Gilman the photos of the damage to the right front fender of my 2012 Cadillac SRX. He responded promptly and advised he thought he could repair but it would not be perfect. He gave me an estimate and we scheduled an appointment. Dave was on time and the results of the two hours of work he put in to repair several separate areas of damage is nothing less than spectacular. As he said, he wouldn't be perfect but 98% restoration is pretty darn close to perfect and you have to look very close to see the other 2%. Dave is thoroughly professional and an expert at what he does. On top of that he is very personable and a nice guy. It goes without saying that he honored his estimate.

- Fantastic Job Very Well Done - - Ronald B. - 1/26/2013 - comment
2001 P T Custom painted Criuser,hit cyclist in 2009 Mr.G came out to my job in West LA. The job fantastic.. Again in 2011 a a Brand New Chrysler 200 Liminted, this time the hood had a 1 inch rise on the surface David did it again no paint no maks no scratches Fanastic job.
     SMJocZqaLdqUz - 2/11/2013 - Myth: Debt consolidation saves intseret, and you have one smaller payment.Truth: Debt consolidation is dangerous because you treat only the symptom.Debt CONsolidation is nothing more than a con because you think you've done something about the debt problem. The debt is still there, as are the habits that caused it you just moved it! You can't borrow your way out of debt. You can't get out of a hole by digging out the bottom. True debt help is not quick or easy. I will not recommend debt consolidation for a client. Why? Because debt consolidation doesn't work. Debt Consolidation StatisticsA friend of mine works for a debt consolidation firm whose internal statistics estimate that 78% of the time, after someone consolidates his credit card debt, the debt grows back. Why? He still doesn't have a game plan to either pay cash or not buy at all. He also hasn't saved for unexpected events which will also become debt. Debt consolidation seems appealing because there is a lower intseret rate on some of the debt and a lower payment. However, in almost every case we review, we find that the lower payment exists not because the rate is actually lower but because the term is extended. If you stay in debt longer, you get a lower payment, BUT if you stay in debt longer, you pay the lender more, which is why they are in the debt consolidation business. Debt Consolidation ExampleFor example, let's say you have $30,000 in unsecured debt. iA Master Card for $10,000 at 12%, and a Visa for $20,000 at 10%. Your monthly payment on the $10,000 card is $517 and $583 on the $20,000 visa, for a total payment of $1,100 per month. The debt consolidation company tells you they have been able to lower your payment to $640 per month and your intseret rate to 9% by negotiating with your creditors and rolling the loans together into one. Sounds great, doesn't it? Who wouldn't want to pay $460 less per month in payments? But they don't tell you that it will now take you 6 years to pay off the loan. This may not sound that bad to you at first unless you realize how much more you will actually pay in additional payments. You will now pay $46,080 to pay off the new loan vs. $40,392 for the original cards, even with the lower intseret rate of 9%. This means you paid $5,688 more for the lower payment . Not such a good deal after all. This example shows you why they are in the business because they make money off of you.The Real Way to Get Out of DebtThe answer is not the intseret rate; the answer is get out of debt by changing your habits. You need to commit to getting on a written game plan and sticking to it. Get an extra job and start paying off the debt. Live on less than you make.


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